Is it possible to consistently and accurately predict what will happen a day, a month, a year, or a decade from now? Most will say no, yet much of conventional investment advice tries to do just that—most often by analyzing historical investment data with the hope of finding a pattern that worked in the past and that (hopefully) will work in the future. However, hope is not an investment strategy. The past is behind us and as far as I know, no guarantee exists that the past will repeat in the future (if such a guarantee did exist, the future would indeed be predictable!)
At MJB Asset Management, we keep the focus of our analysis and money management strategy in the present moment rather than getting stuck in the past or lost in the future. We analyze investment markets within the context of wisdom gained from the past and goals set for the future, however, we concentrate on present investment conditions, valuations and risk levels and use that current information to identify investment opportunities and create portfolios that best match our clients’ present investment goals.
By staying in the present moment, we are free to remain flexible, observe any changes in the markets and/or client circumstances, and make changes along the way that will more effectively help our clients reach their specific goals
By understanding that there is nowhere to be except here—with our clients, doing what we have been hired to do—we are able to look at every one of our clients and say: "We are with you in this endeavor, all the way, all the time."
We invite you to leave your past investment experiences behind, to join us as we invest in the moment, and let us help you on your journey to meeting your investment goals.
2012
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MJB Asset Management's founder and CEO Richard Bregman is featured in The Wall Street Transcript's January 9, 2012, issue. Richard discusses his investment philosophy, a defining business "ah-ha" moment, and how he implements MJB's asset allocation strategy |
MJB Asset Management’s founder and CEO Richard Bregman is frequently featured as an investment expert on ABC-7 Eyewitness News to shed light on market turbulence and to answer viewer’s financial questions. Here are a few highlights:
2011
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"Will the debt fight in Washington, the stock market meltdown, and the crisis in Europe lead to another recession?" |
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"Why the wild fluctuations? How low do you think we’ll go? Is there a silver bullet that can stabilize the situation?" |
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"Are the current wild market swings the same as what happened in 2008?" |
2009
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"Are there any sound investments besides home ownership? Should I take my money out of my retirement plan?" |
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"What should I do about my 401(k)? Does the FDIC still offer protection? Is this a recession or a depression? How do I invest for college tuition?" |
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"Can I weather the storm?" |
2008
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"Is it better to put cash toward credit cards or in savings?" |
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"What can we do to ride out these tough times?" |
Richard Bregman, Founder and CEO of MJB Asset Management shares his thoughts in the MJB blog: Investment CPR.
"Embracing the Whole Picture" (January 2012). Download letter [PDF]
"Facing the Absurd Conflict" (November 2011). Downloand letter [PDF]
"Taking the Road (More or) Less Travelled" (July 2011). Download letter [PDF]
"Fear-based [Investment] Fantasies" (March 2011). Download letter [PDF]
"Investors' Baggage" (September 2010). Download letter [PDF].